Home of the Foundation Framework
We Help You Preserve Future Opportunities
Through securing your financial homebase.
The Cost of
Financial Insecurity
Do you find yourself...
Struggling to keep up with bills and unexpected expenses?
Wondering if you’re saving enough for your children’s future?
Feeling unprepared for emergencies or job changes?
Stressed about balancing daily costs with long-term financial goals?
Worried about what would happen to your family if something happened to you?
Without financial security, families often face constant stress, limited options, and uncertainty about the future. A strong financial foundation provides stability, protection, and the ability to handle life’s challenges with confidence.
Protecting Your
Financial Future
Imagine the relief of true financial security—where daily stress about money is replaced with confidence and peace of mind. Instead of worrying about making ends meet, you can focus on creating meaningful experiences and planning for your family’s future with clarity.
A properly structured policy that supports your family’s needs and goals
Confidence in your savings and investments to provide long-term stability
The freedom to make choices based on what’s best for your family, not just what you can afford
The ability to handle unexpected expenses without fear or hardship
Here is how the Foundation Framework can help...
The Foundation Framework
The Foundation Framework ensures your financial protection is tailored to your needs, guiding you to a future that not only starts secure but remains protected and adaptable.
Step One
Discovering
Needs
The first step in The Foundation Framework is focused on gathering key information to create a policy tailored to your unique financial situation. This process brings clarity by helping you understand your vulnerabilities and the coverage needed to secure your future. By simplifying the complexities of financial protection, we ensure you have a clear view of where you stand and the first actionable steps to take.
Step Two
Picturing
Results
Next, we review illustrations, numbers, and risk assessments to ensure everything aligns with your goals. This isn’t just about data—it’s about breaking down the information, explaining the results, and addressing any concerns. By the end of this phase, you’ll not only gain clarity but also begin the policy application, putting your financial protection in place and reinforcing your foundation for the future.
Step Three
Maintaining Foundation
As life evolves, so must your financial protection. We regularly review and adjust your policy to ensure it continues to meet your changing needs. This phase goes beyond just coverage—it helps you understand the full benefits of your policy, from death benefits and living benefits to cash accumulation and creditor protection. Whether adjusting coverage or leveraging benefits, we’ll guide you in adapting your plan, ensuring your foundation remains strong and flexible for long-term financial security.
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Why Choose E&L?
Eric Esquivel, owner of E&L Health and Life Insurance Agency, is the proud son of immigrant parents who taught him the value of hard work and perseverance. At 20, as a young father, Eric began working in the oil fields of South Texas. Starting at the bottom, he steadily rose to a supervisory position at a major oilfield company, earning a six-figure income. Despite his professional success, a life-changing conversation during a tax appointment made Eric realize the importance of planning for the future.
When asked how much he had saved for retirement, Eric was struck by how unprepared he was. This realization deepened when his mother admitted she could never retire. Determined to protect his own family and help others avoid the same uncertainty, Eric set out on a journey to understand financial security and life planning.
From this journey, Eric developed The Foundation Framework, a three-step process designed to help families secure their futures and shield themselves from life’s uncertainties. With a focus on education and tailored strategies, Eric is committed to empowering others to protect what matters most and build a strong foundation for the future.
Eric Esquivel
Creator of The Foundation Framework
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